Financing
Whether you're decorating a studio apartment or a 10,000 square foot estate, our financing solutions help you bring your vision to life without breaking your budget. From our exclusive Sherrill upholstery to our curated selection of high-end and accessible pieces across all three floors, you can create the home of your dreams today and pay over time.
Why
Finance with Us?
Flexible Options
Enjoy promotional financing options that let you buy now and pay over time. Make convenient monthly payments that fit your budget and lifestyle.
Instant Decision
Get approved in seconds with no impact to your credit score during prequalification. Start shopping immediately with your temporary account number after approval.
Easy Management
Access your account 24/7 online or through the mobile app. Schedule payments, set up autopay, receive alerts, and track your promotional financing expiration dates.
Best
Price Guarantee
We Beat Any Advertised Price*
Found a lower advertised price on the same item locally or online? We'll beat it. At Birmingham Wholesale Furniture, we're confident in our value and committed to ensuring you get the best deal on quality furniture.
*Price matching applies to identical items from authorized dealers. Some exclusions may apply.
70+ Years of Birmingham Trust
From studio apartments to multi-million dollar homes, Birmingham's most trusted furniture destination has been helping families create beautiful homes since 1951. Our multi-generational customers return because they know we deliver exceptional quality and unmatched service.
1st Floor
Timeless elegance meets exceptional craftsmanship
As Birmingham's largest Sherrill dealer, we offer America's finest upholstery alongside handcrafted Hancock & Moore leather furniture built to last generations. Our Theodore Alexander collection brings Old World artistry to discerning customers who appreciate timeless elegance and sophisticated craftsmanship.
2nd Floor
Discover heirloom-quality furniture built to last
Our Stickley furniture showcases century-old craftsmanship techniques from Syracuse, NY, while our Mavin collections offer Ohio-made solid wood pieces with modern appeal. We also feature Amish-built furniture that combines sustainable practices with durable handcrafted construction.
3rd Floor
Contemporary style meets affordable luxury
Our third floor features Bassett & Bernhardt furniture with fresh designs at approachable price points, alongside Universal & Natuzzi pieces that bring European-inspired comfort to modern homes. The collection emphasizes on-trend neutrals like whites and off-whites to create bright, airy spaces perfect for today's lifestyle.
Home Furniture Financing at Birmingham Wholesale Furniture
At Birmingham Wholesale Furniture, we make it easy to bring home the furniture you love with flexible financing options designed to fit your budget. Whether you're furnishing a single room or your entire home, our affordable furniture financing plans allow you to shop now and pay over time. We partner with trusted financing providers to offer simple applications, quick approvals, and manageable monthly payments. From custom sofas to full bedroom and dining room sets, you can enjoy high-quality furniture without the upfront cost. Visit our Birmingham showroom or contact us to learn more about our furniture financing solutions for the Birmingham, Mountain Brook, Hoover, Vestavia Hills, Tuscaloosa, Montgomery, Huntsville, and Gadsden, Alabama area.